Getting started

Diversify, diversify, diversify

One of the most reliable ways to maximise your long-term returns and reduce the risk of losing money is by diversifying your investments.  By spreading your money across different asset classes, regions, sectors and investment managers, you can increase your chance of having some exposure to the best-performing investments.

Download our "On balance" flyer for more detailed information.

Time in the market, not timing

Strong market gains often occur after periods of weak performance. Large falls tend to happen after returns have been very strong. If only you could buy when share prices reached their lowest point and sell when they peaked – you’d be rich! 

Download our "Do less make more" flyer for more detailed information.

Smooth a bumpy ride – keep it regular!

By investing a set amount regularly, you remove the emotion from the investment decision and ensure you don't get caught up in the market hype and 'noise'. It also helps you avoid buying when the market is peaking or selling just before a boom. 

Download our "Smoother safer returns" flyer for more detailed information.

 

Understanding risk

All investments carry some level of risk. The level of risk you're willing to take on will play a key role in selecting you investment options.